Institutional investors in the UK and globally are facing a perfect storm, and it is one that is threatening their returns and with it their ability to make right on future liabilities.
This website is launched and published by BNP Paribas Asset Management, as defined at the bottom of every page of the website. Opinions on this website are the judgement of the Company, at the time specified and may be subject to change without notice. The Company is not obliged to update or alter the information or opinions published on this website.
By using this website, you accept these general terms and conditions (“GTC”), and acknowledge that they are the mutually agreed terms for your visit to and the use of this website. The term “website” includes all content and data provided and all sub- and micro-sites of this website. Further, as a user of this website you acknowledge that you are responsible for ensuring that the legislation applicable to you in your jurisdiction permits you to consult this website and you represent and warrant that you have the necessary means and skills to access this website and use it in the intended manner only. The GTC are subject to changes without prior notice. If any part of the GTC is judged to be illegal or unenforceable, the continuation in full force and effect of the remainder will not be prejudiced.
The Company reserves the right to change the GTC at any time by updating the wording on this webpage. You will not necessarily be directly notified of such a change. Therefore, please ensure that you regularly check the GTC so you are fully aware of any changes or updates.
Certain sections and / or pages of this website contain separate and / or supplementary conditions, including separate disclaimers (“Supplementary Conditions”), which apply in addition to the GTC. In the event of discrepancy between the GTC and any Supplementary Conditions, the Supplementary Conditions relating to the sections or pages of this website will take precedence.
The information provided on this website is for information purposes only. It is not intended to solicit the subscription of or the sale of any financial instruments. In no event shall the content of this website be deemed as an investment advice with respect to any financial instruments or investment service, or an offer to purchase or sell these. In addition, as the presentation of financial instruments or investment services in itself does not allow the making of a contract, it may neither be considered as a solicitation for purchase or sale of financial instruments or investment service or an offer of such to the public.
We do not guarantee that this website, or any content on it, will always be available or be uninterrupted. The Company reserves the right, in its sole discretion and without notice, to suspend and/ or block access to this website for breach of the GTC or for any other reason, and/ or to change any part of this website including the functionality of this website and the layout and look of this website. However, except as required otherwise by law or regulation.
The financial instruments referred to in the web site are the undertakings for collective investment in transferable securities (UCITS) regulated by the UCITS IV Directive (2009/65/CE) or the alternative investment funds (AIF) managed by an alternative investment manager regulated by the AIFM Directive (2011/61/UE). The investment undertakings are designed for non-professional or professional investors, as specified in the regulatory documentation of each investment undertaking.
The UCITS IV Directive, amended by Directive 2014/91/UE (UCITS V), has implemented the Key Investor Information Document (“KIID”) which forms an integral part of the legally and regulatory required documentation for all or financial instruments publicly offered. The KIID is a strictly regulated document with respect to its form and content and focuses on key elements of the investment objectives, risk, costs and historic performance.. The latest KIID must be consulted prior to any investment decision.
The relevant KIIDs, as applicable and other material investor information are available on this website. A paper version can be requested from the Company. These documents will be provided free of charge upon simple request (by email, telephone, facsimile or in writing).
The Company disclaims any liability for any decision made on the basis of any information contained on this website.
Exclusion of Liability
Nothing in these Terms shall exclude or limit any person's liability for (a) death or personal injury caused by its negligence, or (b) fraud.
To the extent permissible by applicable law and/ or regulations, and subject to the paragraph directly above, the Company including its parent company, subsidiaries, associated entities, directors, employees, representatives or suppliers, will not be liable for any Losses (as defined below), including, but not limited to Losses incurred or suffered by you directly or indirectly in connection with:
For the purposes of the GTC, Loss shall mean “loss, damage or expense whether direct or indirect, including any loss of profit, loss of revenue, loss of anticipated savings, loss of opportunity, loss of contract, loss of goodwill, loss of reputation, loss of fees, increased cost of working, any indirect or consequential loss, or any loss resulting from liability to any other person (and in each case whether the foregoing arise in contract, tort, negligence or otherwise)”.
The information provided on this website is provided “as is” and the Company does not represent that such information is accurate or complete and you should not rely on it as such. The Company does not give any express or implied warranty on the suitability of this website for any particular purpose. The Company does not make or provide any representation or warranty or condition of any kind, implied, express or statutory regarding this website, including, but not limited to information upon this website.
Subject to the other terms of this section, the total aggregate liability of this website for all losses arising out of or in connection with the GTC and this website shall not exceed £1,000. In the event of any inconsistency between this section and any other provision in the GTC, the terms of this section will prevail.
You agree that the exclusions and limitations set out in the GTC are reasonable in light of the nature of this website and the technology used to underpin this website (including that the internet is not a completely reliable transmission medium).
All externally sourced information has been obtained from providers believed to be reliable, but its accuracy, timeliness, suitability and completeness is not guaranteed. For further information on fund(s), please contact the Company.
This website may also contain links to websites which are published by third parties and third party websites may also feature links to this website. The Company has not reviewed any third party websites which refer to this website or to which this website refers for accuracy, topicality and / or completeness. The Company declines any liability in this matter. The fact that a link has been created to a third party website or that permissions have been given to a third party website to contain a link to this website, in no way means that the Company approves or recommends neither any content nor any products or services offered on a third party website. If you visit a third party website by following a link on this website this will be at your own risk.
Intellectual Property Rights
The information and data featured on this website is protected by law. Copyright and other intellectual property rights on this website (including registered and unregistered trademarks, brands, texts, graphics, logos, icons, sound recordings, software, etc.) are owned and licensed by the Company or its affiliates. You may use and / or print off the data solely for personal, non-commercial use. You may not in any form or by any means:
without the express prior written consent of the Company.
The content on this website may not be taken out of context or presented in an inaccurate, misleading, unfair or discriminatory way. You agree not to remove any copyright notice or other notice signifying the Company or any other third party’s intellectual property rights.
Except as expressly provided herein, nothing in the GTC or contained on this website shall be deemed or construed to grant any licence or right, expressly, by implication or otherwise of any intellectual property rights.
If you act as an employee or on behalf of another person in your access to and use of this website, you shall comply with any security measures implemented by your employer or such other person in order to protect this website, and any systems or materials accessible through this website, against unauthorised access, alteration, destruction, corruption or loss.
Privacy and Cookies
Electronic Mail Function
The option to use email to contact the Company is just one of the convenient features offered by the Company. You will be aware of the limitations regarding the reliability of sending and receiving emails, as well as the accuracy and security of email traffic, so you will understand that the Company cannot be held liable for any loss or damage arising as a consequence of queries which are not received, confirmed or processed, or as a result of the fact that your email may be intercepted by third parties. As a result you are expressly advised not to send any sensitive information via email, because it may not be secure. However, if you do so, it will be at your own risk.
Applicable law and jurisdiction law
The GTC together with any Supplementary Conditions shall contain the entire agreement and understanding of the parties, and supersede all prior agreements, understandings or arrangements in relation to this website.
Your access to, visit to and / or use of this website and this disclaimer are governed by and will be interpreted in accordance with English law. The English courts shall have sole jurisdiction regarding any dispute in this regard, notwithstanding the fact that the Company may choose another court that has jurisdiction regarding a similar dispute in accordance with an applicable item of legislation.
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